How much is deducted for health and pension in Colombia?

As an employee, 4% of your salary for health and 4% for pension. With 4 minimum wages or more, the Pension Solidarity Fund contribution is added (starting at 1%).

How do I go from gross to net salary?

Subtract health, pension, the Solidarity Fund if it applies, and your payroll's other deductions, and add the transportation allowance if it applies to you.

Is the transportation allowance deducted for health and pension?

No. Contributions are calculated on the salary; the allowance isn't part of the contribution base income, but you do receive it in your net pay.

Does it include withholding tax?

It doesn't calculate it. If your employer applies it, enter the value in the withholding field so it's subtracted from the net.

How much do I receive each biweekly pay period?

Roughly half the monthly net. Your employer may distribute deductions and the allowance differently between pay periods.

Is this the same as my payslip?

No: it's an estimate. Your payroll may include commissions, loans, authorized deductions, or withholding tax.

Colombia Net Salary Calculator

Colombia · Employment

Calculate how much you actually take home per month in Colombia: go from gross to net salary by subtracting health, pension, and, if it applies, the Solidarity Fund, and adding the transportation allowance when it applies to you. This is an estimate, not an official payslip.

How is it calculated?

Net = salary + transportation allowance (if it applies) − health (4%) − pension (4%) − Pension Solidarity Fund (1% to 2% from 4 SMLMV) − withholding tax − other deductions. Health and pension contributions are calculated on the salary (the transportation allowance isn't part of the base). This calculator doesn't calculate withholding tax on salaries: if your payroll applies it, enter that value in the corresponding field. Biweekly net is half the monthly figure and annual net is the monthly figure times 12; they don't include the service bonus, severance pay, or other extra payments.

Examples

Salary of 3,000,000 with transportation allowance
120,000 is deducted for health and 120,000 for pension, and the 249,095 allowance is added: net of 3,009,095 a month.
Salary of 8,000,000 (with Solidarity Fund)
Health 320,000, pension 320,000, and Solidarity Fund 80,000 (1%): net of 7,280,000 a month.

What's deducted and what's added

Item	How it works
Health	4% of the salary
Pension	4% of the salary
Pension Solidarity Fund	From 4 SMLMV (7,003,620): 1% or more based on income level
Transportation allowance	Added if you earn up to 2 SMLMV and it applies to you; not deducted for health or pension
Withholding tax and other deductions	Not calculated: enter the value shown on your payslip

Calculation examples

To see the contribution detail, use the employee social security calculator. If you work overtime or at night, calculate its value with overtime and premiums; and the benefits added to your salary are in severance pay and service bonus.

Sources

Colombian Ministry of Health and Social Protection — contributions to the General Health Social Security System — in effect since December 1993 · reviewed on September 24, 2026
Colombian Law 100 of 1993, Law 797 of 2003, and Law 2381 of 2024 — pension contributions and Pension Solidarity Fund (the reform takes effect April 1, 2027) — in effect since January 2003 · reviewed on September 24, 2026
Colombian Ministry of Labor — Decree 1470 of 2025 (2026 transportation allowance) — in effect since January 2026 · reviewed on September 24, 2026
Colombian Presidency / Ministry of Labor — Decree 0159 of 2026 (current legal monthly minimum wage, transitional setting) — in effect since January 2026 · reviewed on September 24, 2026

Frequently asked questions

Related calculators

Colombia Employee Social Security Calculator

Colombia Transportation Allowance Calculator

Colombia Overtime and Premiums Calculator