How much is deducted from my paycheck for contributions in Argentina?

As a general base, 17%: 11% pension, 3% health plan, and 3% PAMI. Depending on your case, income tax (Ganancias), union dues, insurance, or other collective-agreement items can add to that.

How much is the pension deduction?

11% of your taxable compensation (SIPA contribution), capped at the month's maximum taxable base.

How much is deducted for health plan and PAMI?

3% for the obra social (health plan) and 3% for INSSJP (PAMI), on the same taxable compensation.

What is the maximum taxable base?

It's the compensation cap on which contributions are calculated. ANSES updates it by resolution: for September 2026 it's 4,691,748.47, and from October 1, 2026, 4,769,631.49. If you earn more, the excess doesn't pay these contributions.

What if I have dependents on my health plan?

Some health plans charge an additional contribution for dependents. Its value depends on the specific plan, so you can enter it in the optional field instead of the calculator assuming a figure.

Does it include income tax (Ganancias)?

No. This calculator only covers contributions. For income tax on your salary use the specific calculator, and to see the full net amount, the net salary calculator.

Argentina Payroll Contributions Calculator

Argentina · Taxes

Calculate how much is deducted from your paycheck in Argentina for contributions: pension (11%), health plan/obra social (3%), and PAMI/INSSJP (3%), with the month's minimum and maximum taxable bases. This is the usual 17%, before income tax (Ganancias), union dues, or other items.

How is it calculated?

The general personal contributions of an employee are: 11% to SIPA (pension), 3% to the obra social (health plan), and 3% to INSSJP (PAMI), that is, 17% of taxable compensation. That compensation is capped between the minimum and maximum taxable base ANSES sets for each month: if you earn more than the maximum, contributions are only calculated on the cap. Current bases: September 2026, minimum 144,363.55 and maximum 4,691,748.47; from October 1, 2026, minimum 146,759.98 and maximum 4,769,631.49. Additional contributions for dependents on your health plan and other items (union dues, insurance) depend on your case: you can add them with the optional fields. It doesn't include income tax (Ganancias).

Examples

Gross salary of 1,000,000 in September 2026
Pension 110,000, health plan 30,000, and PAMI 30,000: total of 170,000 (17%).
Gross salary of 6,000,000 in October 2026 (above the maximum base)
Contributions are calculated on October's maximum base (4,769,631.49): total of 810,837.34 and 5,189,162.66 after contributions.

An employee's personal contributions

Taxable compensation is capped between the minimum and maximum base ANSES sets for each month: if you earn more than the cap, you only contribute on the maximum.

Contribution	Percentage	Goes to
Pension	11%	SIPA
Health plan	3%	Your obra social
PAMI	3%	INSSJP
Total	17%	On taxable compensation

Sources

ANSES (Argentine social security administration) — Resolutions 232/2026, 257/2026, and 284/2026: minimum and maximum taxable bases for SIPA contributions — in effect since August 2026 · reviewed on September 24, 2026
Argentine Laws 24,241 (SIPA), 23,660 (health plans), and 19,032 (INSSJP) — 11%, 3%, and 3% personal contributions — in effect since October 1993 · reviewed on September 24, 2026
Argentine Health Services Superintendency — health plan contribution (Law 23,660) and additional dependent contributions — in effect since January 1989 · reviewed on September 24, 2026

Frequently asked questions

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