Spain Retirement Age Calculator

Spain · Employment

Calculate your ordinary retirement age in Spain and the approximate date, based on your birth date and your years/months of social security contributions, under Law 27/2011's transitional regime (in force through 2027).

How is it calculated?

Law 27/2011 gradually raised, between 2013 and 2027, the number of contributed years needed to retire at 65: if you don't reach that threshold in the year you turn 65, the ordinary retirement age rises by a few months (up to 67 under the final 2027 regime, for anyone with fewer than 38 years and 6 months contributed). This calculator uses the year you turn 65 as the reference year to pick the applicable row — the same simplification most calculators of this kind use; it doesn't replace Spain's official working-life report or the Social Security's own simulator, which accounts for your real contribution history.

Examples

  • Born 20/05/1960, with 40 years contributed

    Meets the 2025 threshold (38 years 3 months) — ordinary retirement at 65, on 20/05/2025.

  • Born 10/03/1961, with 36 years contributed

    Doesn't meet the 2026 threshold (38 years 3 months) — ordinary retirement at 66 years 10 months, on 10/01/2028.

  • Born 01/01/1954, with 20 years contributed

    Doesn't meet the 2019 threshold (36 years 9 months) — ordinary retirement at 65 years 8 months, on 01/09/2019.

Ordinary retirement age table (Law 27/2011)

If you meet the contributed-years threshold in the middle column for the year you turn 65, your ordinary retirement is at 65. If not, the age rises to the figure in the last column.

Transitional regime 2013-2027
Year you turn 65Contributed-years thresholdAge if threshold not met
201335 years 3 months65 years 1 month
201435 years 6 months65 years 2 months
201535 years 9 months65 years 3 months
201636 years65 years 4 months
201736 years 3 months65 years 5 months
201836 years 6 months65 years 6 months
201936 years 9 months65 years 8 months
202037 years65 years 10 months
202137 years 3 months66 years
202237 years 6 months66 years 2 months
202337 years 9 months66 years 4 months
202438 years66 years 6 months
202538 years 3 months66 years 8 months
202638 years 3 months66 years 10 months
2027 onward38 years 6 months67 years

Sources

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